March 14, 2021

Budget Defender

The Demex Group helps clients with complex geographical exposures to weather develop budget certainty by implementing custom parametric solutions

Taylor Sipple, Product Lead

Since 2015, Budget Defender has helped clients with large geographical footprints protect their businesses from the impact of volatile weather. We develop cost control and revenue protection programs that are precisely tailored by analyzing data from each business location. This includes service contracts, historical expenses/revenues, and local weather patterns.

Our Process: Conceptual Overview

Our team of atmospheric scientists lead this analysis in close collaboration with clients, drawing upon our vast database of historic weather data to produce a climate-driven model of how weather impacts cashflows.

Once a model has been agreed to, we build risk hedging programs to protect against unacceptable business outcomes. Our deep relationships with risk carriers allows us to pre-certify that the risk can be covered.

An End-to-End Solution

Our platform enables clients to manage climate-linked exposures in a comprehensive manner.

For example, our property management clients work with Demex throughout the full lifecycle of their snow removal expenditures, including:

  • Evaluation of Vendor Bids
  • Assisting in Contract Negotiations
  • Comparative Risk Analysis
  • In-Season Expense Monitoring
  • Invoice Auditing
  • Post-Season Analysis & Recommendations

Our powerful technology platform was built specifically to help businesses manage the challenges of volatile weather, and we’ve built a track record in making theses challenge simple to manage.

How can we help your business become climate resilient?

Contact us to learn more!